Consumer Fraud Lawyers
Consumer fraud lawyers help you when you think you are a victim of any type of consumer fraud. Lawyer insight and experience can be invaluable. Do you really need an attorney? Consumer fraud law can be complex and you want to have someone with vast experience and access to experts at your disposal. Attorneys, consumer fraud trained, can help you determine if you have a case and get you the justice you deserve.
What is Consumer Fraud?
Consumer fraud generally encompasses any unfair or deceptive tactics used to illegally lure consumers into buying something.
Common Types of Consumer Fraud
· False advertising - misleading a consumer about some aspect
of a product, which was an important factor in the consumer's decision
to buy the product.
· Bait and switch - luring the consumer in with an unbeatable
deal that is no longer available, and then only offering different products.
· Pyramid schemes - any promotion or unrealistic return, when
the only money you make is the return on the funds of people newly recruited
to the system.
Complaint Process for Consumer Fraud
· First contact the business that sold the item or performed
the services and let them know about your dissatisfaction.
· Keep a record of all people you talk to and the results.
· If no action is taken by the business, write a letter of complaint
to the business and forward a copy on to your local Consumer Protection
Agency (see below) or Better Business Bureau.
· If no action is taken, consider hiring an attorney.
The Consumer Protection Agency
The Consumer Protection Agency is an agency that can be found in every state, whose duty is to regulate the consumer industry. They license and regulate professionals, conduct investigations into consumer and financial scams, and prosecute those scammers criminally. The Consumer Protection Agency can also help injured individuals bring civil lawsuits for money against fraudulent businesses or professionals.
Additional Consumer Rights
Cooling off period -most states give consumers until midnight on the third business day after the product or service was purchased to cancel the contract for whatever reason.
Shipping requirements - if you order something to be shipped the seller must ship to you in the time stated. If the seller cannot ship the items they must provide you with notice and the option to cancel the deal, accept a refund or accept a new delivery date.
Used Car Rule - a dealer is required to post on each car a buyer's guide disclosing warranty and other important information.
Mail fraud schemes -it is impermissible for a company to send you an item in the mail that you did not order, and then expect you to pay for it.
Do I Need a Lawyer for My Consumer Protection / Fraud Matter?
A lawyer can help you evaluate your situation and determine whether you have any legal recourse. An attorney experienced in consumer protection matters can write demand letters on your behalf, and file a lawsuit against the fraudulent company if necessary. If your company is being accused or sued for consumer protection or fraud, you should speak to a lawyer immediately to explain your legal rights and potential remedies.
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